Following devastating losses in India’s Operation Sindoor on May 7, 2025, Pakistan-based terror group Jaish-e-Mohammed (JeM) has launched a massive PKR 3.91 billion (approximately Rs 3,910 crore) fundraising campaign to rebuild and expand its terror infrastructure. The campaign, allegedly backed by Pakistan’s Inter-Services Intelligence (ISI), uses digital wallets like EasyPaisa and SadaPay to evade scrutiny from the Financial Action Task Force (FATF), according to Indian intelligence sources.

Operation Sindoor, a response to the April 22, 2025, Pahalgam attack, saw Indian missile strikes obliterate JeM’s headquarters, Markaz Subhanallah in Bahawalpur, and four other camps—Markaz Bilal, Markaz Abbas, Mahmona Joya, and Sargal—killing 14 operatives, including Masood Azhar’s relatives. In retaliation, Pakistan launched counterattacks, leading to border skirmishes until a ceasefire on May 10. JeM’s new fundraising drive aims to construct 313 new “markaz” across Pakistan, presented as religious centers but functioning as training camps, safe houses, and logistics hubs.

The campaign leverages digital wallets to bypass traditional banking oversight. Over 2,000 EasyPaisa and SadaPay accounts, many linked to Masood Azhar’s family, including his brother Talha Al Saif and son Abdullah Azhar, are active, with 30 new wallets created monthly to obscure tracking. For instance, a SadaPay account under Talha Al Saif is tied to JeM’s Haripur commander Aftab Ahmad, while an EasyPaisa wallet is operated by Abdullah Azhar. Funds are also collected under the guise of Gaza aid, with one wallet linked to Azhar’s son Hammad Azhar. Social media platforms like Facebook and WhatsApp amplify the campaign with posters, videos, and a letter from Azhar, claiming each markaz costs PKR 12.5 million. An audio message from Talha Al Saif, shared via JeM’s MSTD Official channel, urged PKR 21,000 donations per person during an August 15, 2025, gathering at Markaz Usman-o-Ali.

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JeM’s strategy mirrors Lashkar-e-Taiba’s decentralized model, aiming to minimize the impact of future Indian strikes. Three to four large markaz will serve as fortified safe houses for Azhar’s family, enabling Pakistan to deny his presence, while smaller facilities will train recruits and handle logistics. Intelligence estimates suggest a mid-sized markaz costs PKR 4–5 million, far below JeM’s claimed PKR 12.5 million, leaving a surplus of over PKR 2.7 billion potentially for advanced weaponry, including machine guns, rocket launchers, and drones, similar to those used by Hamas and TTP. Mosque collections on Fridays and the Al Rahmat Trust, funneling PKR 10 crore annually, further bolster funds.

Pakistan’s removal from FATF’s grey list in 2022 followed claims of curbing JeM through frozen accounts and banned cash transactions. However, the shift to digital wallets, which operate outside SWIFT and banking networks, has rendered FATF’s monitoring ineffective, raising concerns about Pakistan’s compliance. Experts warn this “digital hawala” system, raising PKR 80–100 crore annually, could sustain JeM’s operations for a decade, posing a significant threat to regional security.

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