Banking services across India will remain operational on most days in February 2026, with closures limited to a handful of state-specific holidays, weekends, and the customary second and fourth Saturdays, according to the Reserve Bank of India (RBI) holiday calendar.

Unlike January—which saw banks shut for nearly 10 to 12 days in several states due to national and regional observances—February will have fewer interruptions. This year, Maha Shivratri falls on Sunday, February 15, and does not result in an additional weekday bank holiday.

As per the RBI schedule, banks across states and Union Territories will be closed for six to seven days in total, depending on regional festivals and statehood celebrations. These include observances such as Losar in Sikkim, Chhatrapati Shivaji Maharaj Jayanti in Maharashtra, and State Day or Statehood Day in Mizoram and Arunachal Pradesh.

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Banks will remain shut nationwide on the second Saturday, February 14, and the fourth Saturday, February 28. In addition, all Sundays—February 1, 8, 15, and 22—are designated weekly holidays for banking institutions.

The RBI has reiterated that all scheduled and non-scheduled banks observe public holidays on the second and fourth Saturdays of every month. These holidays are classified under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and banks’ closing of accounts, depending on the nature of the observance.

While physical bank branches will remain closed on these dates, customers can continue to access digital banking services without interruption. Facilities such as UPI payments, net banking, mobile banking, and ATM transactions will remain fully functional, allowing customers to manage their financial needs even on bank holidays.

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