Banks across India will remain open for regular operations on Wednesday, October 1, 2025, as it is not listed as a national or public holiday under the Reserve Bank of India’s (RBI) holiday calendar, despite regional observances in some states. The RBI categorises bank holidays into three types: those under the Negotiable Instruments Act, real-time gross settlement (RTGS) holidays, and days when banks’ accounts are closed. October 1 does not fall under these categories nationally, ensuring that public and private banks, including major institutions like the State Bank of India (SBI), will function as usual for in-person and digital transactions.

However, regional variations may affect operations in specific areas. In states like Odisha, October 1 marks the start of Durga Puja festivities, which some local branches may observe with adjusted hours, though not full closures. Customers are advised to check with their local branches for any discretionary changes, particularly in rural areas where festival-related observances might influence staffing. Online banking services, including UPI, net banking, and ATMs, will remain fully operational nationwide, as confirmed by the RBI and banking sources, ensuring uninterrupted access to financial services.

October 2025 includes several bank holidays that may impact planning. The following day, October 2, is a national holiday for Gandhi Jayanti and Mahalaya Amavasya, leading to closures across all states. Additional holidays include Durga Puja (October 6–10 in states like West Bengal, Odisha, and Assam), Dussehra (October 12), and Diwali (October 30–31, with variations for Lakshmi Puja and related festivals). These closures primarily affect cheque clearings and RTGS transactions, though digital services remain unaffected. Sundays (October 5, 12, 19, and 26) and the second and fourth Saturdays (October 11 and 25) are standard non-working days for banks.

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Customers planning urgent transactions should leverage October 1 for branch visits, particularly ahead of the Gandhi Jayanti closure. The RBI advises using mobile apps or online portals for convenience, with over 90% of banking transactions now conducted digitally, per recent data. For specific queries, major banks like SBI, HDFC, and ICICI offer helplines and branch locators on their websites. As festive seasons ramp up, scheduling financial activities around confirmed working days will help avoid disruptions.

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