Bill Gates Commends Naidu’s Digital Governance Initiatives
Gates highlights RTGS efficiency and endorses Naidu’s technology-led governance reforms in Andhra Pradesh.
Bill Gates has praised India’s Real Time Gross Settlement (RTGS) system and lauded Andhra Pradesh Chief Minister N. Chandrababu Naidu for his continued push toward technology-driven governance.
During a recent interaction focused on digital innovation and governance reforms, Gates highlighted the strength and scale of India’s digital public infrastructure, particularly the Real Time Gross Settlement mechanism operated by the Reserve Bank of India. He described RTGS as a critical backbone of the country’s financial ecosystem, enabling high-value, real-time fund transfers with efficiency and transparency.
Gates also commended Naidu’s emphasis on leveraging technology to improve public service delivery and administrative efficiency in Andhra Pradesh. Naidu, known for promoting digital governance models during his earlier tenure, has been advocating data-driven decision-making, real-time monitoring systems and digital platforms to streamline government operations. The discussions reportedly included the use of technology in sectors such as health, education, agriculture and urban management.
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RTGS is primarily used for large-value transactions and facilitates instantaneous settlement between banks, reducing systemic risk and enhancing liquidity management. Over the years, India’s digital payments landscape has expanded significantly, with systems such as RTGS, NEFT and UPI transforming how businesses and individuals conduct financial transactions. Gates has frequently cited India’s digital infrastructure as a global example of scalable innovation.
The remarks are expected to reinforce Andhra Pradesh’s positioning as a technology-forward state seeking investments in digital infrastructure and innovation. State officials have indicated that partnerships with global institutions and technology leaders will remain central to their development strategy, particularly in areas aligned with financial inclusion and digital transformation.